Free expense tracker
Track spending without losing the monthly picture
An expense tracker should answer more than where the money went. Each entry should also show what remains for bills, goals, and the rest of the month.
Track my first expenseEntries are manual in this release. No bank connection is required.
One entry, useful context
Log the expense where it changes the plan.
Choose an amount, date, category, and short note. Karat updates spending and the Safe-to-Spend calculation from the same entry.
Example
- Expense
- $42 groceries
- Month
- July
- Plan effect
- Available spending falls by $42
Keep it simple
Start with the expense you just made.
You can add categories and deeper tools later. The first job is to record one real expense and see the monthly number change.
Track my first expense